Lots of car insurance companies advertise that they can save you money, but who really has cheap car insurance? We evaluated car insurance rates for a variety of drivers to find out.
USAA offers the lowest average rates for good drivers, but is open to only military members, veterans and their families. If you’re not eligible for USAA, Erie, Geico and State Farm had the cheapest car insurance rates for good drives in our analysis. Erie is a regional insurer that serves 12 states.
Cheap Car Insurance for Drivers with a Speeding Ticket
Expect your car insurance rates to go up at renewal time if you have caused an accident that injured someone else. Nationally, the average rate goes up about $950 compared to a driver with a clean record.
USAA offers good rates to military members and veterans. For other drivers, State Farm and Erie had cheap car insurance in our analysis.
Among the likely consequences after a DUI conviction is a higher auto insurance rate. Car insurance companies usually pull motor vehicle records before your policy renewal time to check for tickets and convictions, and then apply increases based on your record.
A DUI conviction leads to an average increase of more than $1,000 a year. Even with a DUI conviction you can shop around for cheap car insurance. State Farm, Erie and Travelers had the best rates in our analysis, with USAA another possible good option for military members and veterans who qualify.
